How Much is Enough?

While it's easy to calculate the value of tangible assets, how do you put a price on yourself and your lifestyle? Deciding on a level of cover can be tricky and although I'm able to help you determine this amount, here are some things to consider for your insurance plan. 


1. How much is needed to extinguish debts upon your death?

2.     How much do your surviving dependants need to pay for living expenses?

3.     How much will your children's education cost ?

4.     How much do your surviving dependants need to maintain their lifestyle without you?

5.     If you became disabled, how much would home modification and rehabilitation cost and how much would you need to maintain your                      lifestyle?

6.    If you suffered a trauma condition such as cancer, how much would treatment cost on top of ongoing living costs? And what about taking a           much needed break to aid your recovery? 

7.    How much would you need if you became too ill to work for a period of time? Is it likely that you have enough sick leave for an extended                  period of time?   


While these questions may seem a little overwhelming, they're an important part of developing a robust protection plan. Wayne can help you determine what level of cover is best for you depending on your personal circumstances and future goals and objectives.


Please visit my website www.insuranceforliving.com.au to book in a FREE 15 minute chat about your future, your Plan B, if something were to happen to you.