Why My State Of Health Is A Giant Red Flag To Insurers
The need to get insurance early while you’re young, fit and relatively healthy!
The attached article describes how insurance companies are requiring more and more information for you to get insurance... http://www.smh.com.au/business/good-finance-advice/the-sting-of-being-priced-out-of-life-insurance-20170803-gxos9i.html
The more health problems you have, the harder it is to get insurance or the insurance company will charge you an extra premium as a loading.
If you are thinking of insurance, don’t put it off until the last minute, eg have kids, buying a house etc because before you get there you might injure your back, get diagnosed with a health issue such as high cholesterol, Diabetes or find out you have a family history of a medical condition.
All of these things will make it difficult to get insurance when you need it!